|
| GREEN & SUSTAINABLE FINANCE CRITERIA |
|
|
| CRITERIA-1 ONLY TERM INVESTMENT OF THE BELOW 94 GREEN PRODUCTS ARE CONSIDERED AS GREEN FINANCE. OTHER THAN TERM INVESTMENTS ARE CONSIDERED AS SUSTAINABLE FINANCE. |
|
| A. Renewable Energy especially solar |
|
| 1. Net Metering Rooftop Solar System |
|
| 2. Solar Grid |
|
| 3. Solar Park |
|
| 4. Solar Irrigation Pumping System |
|
| 5. Solar Photovoltaic (PV) Assembly/Manufacturing Plant |
|
| 6. Solar Water Heater Assembling/Manufacturing Plant |
|
| 7. Solar Home System |
|
| 8. Solar Pump for Drinking Water |
|
| 9. Solar Cooker Assembly/Manufacturing Plant |
|
| 10. Solar Air Heater & Cooling System Assembly/Manufacturing Plant |
|
| 11. Solar Powered Cold Storage |
|
| 12. Biogas Plants |
|
| 13. Integrated Cow Rearing and Setting up of Bio-gas Plant |
|
| 14. Wind Power Plant |
|
| 15. Hydro Power Plant |
|
| 16. Portable Solar Charging Station |
|
|
| B. Energy & Resource Efficiency especially certified by energy auditor like SREDA |
|
| 17. Installation of Energy Auditor Certified machineries including boiler in industries for following purposes: |
|
| I. Energy Efficiency |
|
| II. Resource Efficiency |
|
| III. Heat and temperature management |
|
| IV. Air ventilation and circulation efficiency |
|
| V. Business process automation |
|
| VI. Operations management |
|
| VII. Waste management |
|
| VIII. Water use management |
|
| IX. Human resources development and management |
|
| X. Accounting, inventory management, marketing, sales and security management automation |
|
| 18. Auto Sensor Power Switch Assembly Plant |
|
| 19. Energy Efficient Cook Stove Assembly Plant |
|
| 20. LED Bulb/Tube Manufacturing/Assembly Plant |
|
| 21. Energy Efficient Lime Kiln |
|
| 22. Improved Rice Parboiling System |
|
|
| C. Alternative Energy |
|
| 23. Pyrolysis Processed Oil/Bio-crude Oil/Bio Fuel Manufacturing Plant |
|
| 24. Lithium Battery Manufacturing Plant |
|
|
| D. Liquid Waste Management especially ETP |
|
| 25. Biological ETP |
|
| 26. Combination of Biological and Chemical ETP |
|
| 27. Conversion of Chemical ETP into Combination of Biological and Chemical ETP |
|
| 28. Central ETP |
|
| 29. Waste Water Treatment Plant |
|
| 30. Sewage Water Treatment Plant |
|
|
| E. Solid Waste Management |
|
| 31. Methane Recovery and Power Production from City/Municipal Waste Plant |
|
| 32. Compost Production from City/Municipal Waste Plant |
|
| 33. Hazardous Waste Management Unit/Plant |
|
| 34. Medical Waste Management Unit/Plant |
|
| 35. E-Waste Management Unit/Plant |
|
| 36. Sludge Management Unit/Plant |
|
|
| F. Circular Economy & Eco-Projects Financing especially any recycle plant |
|
| 37. PET Bottle Recycling Plant |
|
| 38. Plastic Waste (PVC, PP, LDPE, HDPE, PS) Recycling Plant |
|
| 39. Paper Recycling Plant |
|
| 40. Recyclable Bag Manufacturing Plant |
|
| 41. Recyclable Poly Propylene Thread and Bag Manufacturing Plant |
|
| 42. Battery (Solar/Led Acid/Lithium Ion) Recycling Plant |
|
| 43. Recycling & Recyclable Goods Manufacturing Plant |
|
| 44. Biodegradable/ Reusable/ Compostable Items Manufacturing Plant |
|
| 45. Solar powered/used Items Manufacturing Plant |
|
| 46. Eco-industrial parks |
|
| 47. Jute Products Manufacturing Plant |
|
|
| G. Environment Friendly Brick Production |
|
| 48. Compressed Block-Brick |
|
| 49. Foam Concrete Brick |
|
| 50. Environment Friendly/Brick Kiln Efficiency Improvement Project (Tunnel Kiln, HHK and other eco-friendly bricks) |
|
|
| H. Green/Environment Friendly Establishments |
|
| 51. Establishment of Green Industry certified by appropriate authority (In Bangladesh - SREDA, Internationally - USGBC-LEED, BREEAM, CASBEE, EDGE, GRIHA) |
|
| 52. Establishment of Green Building certified by appropriate authority (In Bangladesh - SREDA, Internationally - USGBC-LEED, BREEAM, CASBEE, EDGE, GRIHA) |
|
| 53. Establishment Green Featured Buildings (Characteristics have been given in Annex-1) |
|
| 54. Concerning Factory working environment and safety (Fire defense system, disaster defense and prevention system, workers’ health safety system) |
|
| 55. Affordable Green Housing |
|
|
| I. Green Agriculture |
|
| 56. Earthworm compost manure production |
|
| 57. Palm oil production |
|
| 58. Organic manure production from slurry |
|
| 59. Forestation (Social/integrated/Agro) |
|
| 60. Organic Farming |
|
| 61. Rooftop Agriculture/Vertical Farming or Gardening |
|
| 62. Fish cultivation in cage |
|
| 63. Bio-flock fish cultivation |
|
| 64. Integrated Recycling System (IRS) fish cultivation/Bottom clean fish cultivation |
|
| 65. Financing in coastal aquaculture |
|
| 66. Floating system cultivation, Hydroponic cultivation/farming |
|
|
| J. Green CMSME |
|
| 67. Financing in Cottage Industry (CMSME Code-43) |
|
|
| K. Green SRF especially for climate adaptation |
|
| 68. Community Investment for addressing Climate Resilience and Disaster Management in a concessional rate (finance to clean air, clean water, minimizing industrial and municipal waste, recovery and protection of water bodies, marshy lands, expansion of green coastal belt, water purification, sustainable sanitation, water blockage mitigation, soil and water salinity mitigation, river erosion prevention) |
|
| 69. Financing in Green/Clean transportation projects (cycles, hybrid car, green vehicles those run on wind, solar energy, electricity, hydrogen, bio-fuels etc.) |
|
| 70. Financing in Sand-witch Panel (Floating or Movable Houses in coastal areas or climate vulnerable zone) |
|
| 71. Financing in Govt. approved Eco-tourism project |
|
| 72. Health and Healthcare Services |
|
| 73. Digital Loan/credit using MFS or other digital medium |
|
| 74. Financing in educational institutions, scholarship programs, or edtech startups that aim to improve access to quality education and workforce development. |
|
| 75. Financing projects and businesses that promote gender equality, such as those supporting women entrepreneurs, addressing gender-based violence, and promoting women's rights. |
|
| 76. Financing projects that promote cultural preservation, arts, and heritage conservation. |
|
| 77. Natural ecosystem protection and restoration. |
|
|
|
| L. Blue Economy Financing |
|
| 78. Marine sustainable Fisheries |
|
| 79. Mariculture |
|
| 80. Coastal Ecotourism |
|
| 81. Marine Plastic Pollution |
|
| 82. Coastal Renewable Energy |
|
| 83. Maritime Transport |
|
| 84. Green Shipyard (Ship building and ship breaking) certified by appropriate authority (compliant with the International Maritime Organization (IMO) Guidelines for Safe and Environmentally Sound Ship Recycling under the Hong Kong Convention) |
|
| 85. Eco Port |
|
| 86. Marine protection |
|
|
|
| M. Information and Communication Technology especially IT Solution Firms |
|
| 87. Hi-Tech Park |
|
| 88. Broadband Networks and IT solutions |
|
| 89. Internet of Things (IOT) |
|
| 90. Artificial Intelligence |
|
| 91. Robotics |
|
|
|
| N. Miscellaneous |
|
| 92. Research and development for Sustainable Activities |
|
| 93. Sustainable Supply Chain management |
|
| 94. Manufacture and assembly of green building products |
|
|
|
| CRITERIA-2 FOLLOWING MSME CLIENTS (MICRO CODE-31.32.33,SMALL CODE-11,12,13 AND MEDIUM CODE-21,23) ARE CONSIDERED SUSTAINABLE FINANCE ONLY IF "ESDD" ARE FOUND "LOW" |
|
| 1. Herbal cosmetic manufacturing industries -902509 |
|
| 2. 100% local ingredients based milk processing industry-902523 |
|
| 3. Handicrafts, Handloom and alike -902159 and 902160 |
|
| 4. Agro feed manufacturing industry-902501 to 902508 and 902510 to 902515 and 902518 to 902521 and 902524 to 902528 |
|
| 5. Jute made products manufacturing industry-902110 |
|
| 6. Unani/Ayurvedic/Homeopathic manufacturing industries |
|
| 7. Rice processing industry-902522 |
|
| 8. Agro equipment manufacturing industry-902149 |
|
| 9. Production of bio pesticide, production of organic fertilizer-902516 |
|
| 10. Bran wood projects-902122 |
|
| 11. Horticulture processing industry-901001 |
|
|
| CRITERIA-3 FOLLOWING “SUSTAINABLE AGRICULTURE” CLIENTS ARE CONSIDERED AS SUSTAINABLE FINANCE |
|
| 1. Crops |
|
| 2. Pisciculture |
|
| 3. Crop Storage |
|
| 4. Livestock |
|
| 5. Poverty Alleviation |
|
| 6. Irrigation Tools |
|
| 7. Agricultural Tools |
|
| 8. Others (time-to-time as recognized by BB) |
|
|
| CRITERIA-4 FOLLOWING “SOCIALLY RESPONSIBLE FINANCING: ARE CONSIDERED AS SUSTAINABLE FINANCE |
|
| a) Financing/Investment through MFI (MRA Regulated)/NGO (Govt. Approved) Linkage Mode for capacity building, employment generation including self-employment |
|
| b) Financing in trading of green and agro products using ICT/online/e-business platform (as recognized by Bangladesh Bank) |
|
| c) Financing in Orphanage/Child Rehabilitation Center/Old Age Home |
|
|
