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| Q. Who are the eligible Customers for Housing Investment Scheme? |
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Employees of Government, Semi-Government, Autonomous Organizations, Banks, Financial Institutions, multinational, corporate bodies, any reputed Private & Non-governmental Organizations. Senior teachers of School, Madrassa College & Universities; |
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Businessmen having valid trade license, TIN and sufficient income; |
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Self-employed professionals like Doctors, Engineers, Architects, and Accountants. Landlord/ Landlady having sufficient cash flow from rental / other income, Wage Earners from abroad; |
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| Q. Is any age limit for Housing Investment Scheme? |
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| A |
Yes, allowable age limit should be from 20 years to 60 years, but expiry date of the Investment Facility must not exceed 65 year of the age. |
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| Q. What is the investment limit for Housing Investment Scheme? |
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| A |
Maximum Tk.200.00 lac. |
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| Q. What is Tenor for Housing Investment Scheme? |
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Maximum 20 years for purchasing and construction of New House / Apartment; |
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Maximum 15 years for purchasing Old House / Apartment; |
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Maximum 07 years for renovation / extension / interior works of House / Apartment. |
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| Q. Is any Grace Period allowed? |
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| A |
Yes, maximum 18 months may be allowed for construction. |
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| Q. What is the profit rate? |
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| A |
Most competitive in the market. |
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| Q. What is the security for Housing Investment Scheme? |
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Registered Mortgage with Registered IGPA of the property against which the investment will be sanctioned. |
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Personal guarantee of applicant and his/her spouse. |
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| Q. What is the application procedure for Housing Investment Scheme? |
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| A |
Applicant have to contact with any Branch near to his/her project address. |
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| Q. What are the necessary/required documents for Housing Investment Scheme? |
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Documents related to property. |
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Documents related to income. |
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NID, Latest Tax Return Slip/Certificate, Passport Size photographs of the applicants. |
