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| Q. Who are the eligible Customers for Household Durable Investment Scheme? |
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Permanent employees of: |
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a. Government, Semi-Government, Non-Governmental & Autonomous Organizations; |
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b. Different Corporations & Multi-national Companies; |
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c. Different Banks, Financial Institutions & Insurance Companies; |
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d. Different renowned Government & Private University, College, School & Madrasa; |
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Worthy businessman having trade license, VAT certificate and TIN; |
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Professionals like Physicians, Engineers, Doctors, Architects etc.; |
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Landlord/ Landlady having sufficient cash flow from rental income; |
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| Q. Is there any age limit to avail facilities under Household Durable Investment Scheme? |
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| A |
Yes, Minimum age 25 years and Maximum age 60 years/up to retirement age (For service holder) and 65 years (For Businessman, Professionals & Property Owner), but expiry date of the Investment Facility must not exceed that age. |
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| Q. What is the minimum monthly income to avail the facility? |
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| A |
Minimum Tk.25,000/-. |
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| Q. What is the maximum investment limit for Household Durable Investment Scheme? |
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| A |
Maximum Tk.10.00 lac. |
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| Q. What is Tenor for Household Durable Investment Scheme? |
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| A |
Maximum 05 years. |
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| Q. What is the profit rate? |
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| A |
Most competitive profit rate in the industry. |
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| Q. How many guarantors are required? |
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| A |
Two personal guarantees acceptable to the bank. |
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| Q. What is the application procedure for Household Durable Investment Scheme? |
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| A |
Applicant have to contact with any Branch of SJIBPLC near to his/her present address. |
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| Q. What are the necessary/required documents for Household Durable Investment Scheme? |
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(i) Documents related to income/Profession |
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(ii) NID, TIN, Passport Size photographs of the applicants |
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(iii) guarantors’ information with documents. |
